How To Contribute To Multiple 401(k)s Legally
Adding contributions to your 401(k) or other salary deferral type retirement account can be an effective way of ramping up your retirement nest egg. Consider
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IRS Announces IRA and Plan Limits for 2019
by Denise Appleby CISP, CRC, CRPS, CRSP, APA The IRS issued Notice 2018-83 in which they provide retirement plan limits for 2019. Only some of
60-Second Read in 10 Bullet Points: Spousal Rollover of Distribution Paid to Trust Beneficiary Approved by the IRS- PLR 201831004
By Denise Appleby,CISP, CRC, CRPS, CRSP, APA An IRA owner and his spouse established a revocable trust (Trust), which held only the couple’s community
7 IRA Aggregation Rules Every Advisor Must Know
by Denise Appleby,CISP, CRC, CRPS, CRSP, APA Being able to aggregate IRAs can allow for efficient distribution planning. However, applying aggregation when it is not
Why You Should Be Especially Careful with Future Roth Conversions
By: Denise Appleby,CISP, CRC, CRPS, CRSP, APA. The recharacterization of Roth conversion is one the few provisions under the tax code that allows taxpayers to
My Husband Made Me Do It: IRS Approves Reason for Waiving 60-Day IRA Rollover Deadline
By:Denise Appleby,CISP, CRC, CRPS, CRSP, APA Missing the 60-day deadline for completing a rollover can be costly; and asking for a waiver from the IRS
New IRS PLR Resolves Yet Another Failure to Designate a Beneficiary for a Retirement Account
By Denise Appleby, JM, CISP, CRC, CRPS, CRSP, APA Beneficiaries could be saddled with the high cost of account owners’ failure to name beneficiaries for
How to Cherry Pick Assets for a Recharacterization
By Denise Appleby,CISP, CRC, CRPS, CRSP, APA There is a long-held belief in the IRA industry, that one is not permitted to cherry pick stocks
How to Cherry Pick Assets for a Recharacterization- Free download
Excerpt from the March to June 2018 issue of The IRA Authority Written by Denise Appleby There is a long-held belief in the IRA industry,
IRS Announces IRA and Plan Limits for 2018
by Denise Appleby CISP, CRC, CRPS, CRSP, APA The IRS issued Notice 2017-64, in which they provide retirement plan limits for 2018. Only some of