The Joint and Last Survivor Table -Effective 01/01/2022
The Joint and Last Survivor Table is used to calculate RMDs when the spouse of the account owner is (a) the sole primary beneficiary and
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Single Life Expectancy Table: Used to Calculate RMDs for Inherited/Beneficiary Accounts-Effective as of 01/01/2022
New table effective January 1, 2022 Transition rules apply for accounts inherited before 2022- Download the PDF: 2022 Single Life Expectancy Table Single life expectancy
Uniform Lifetime Table: Pre-2022 vs 2022- Old vs New
The Uniform Lifetime Table is equal to the joint and last survivor life expectancy for the employee and a hypothetical beneficiary that is 10 years
Uniform Lifetime Table: For 2022 and After
Uniform Lifetime Table This is equal to the joint and last survivor life expectancy for the employee and a hypothetical beneficiary 10 years younger. Applicable
Can You Convert A Coronavirus-Related Distribution To A Roth IRA?
Can you do a Roth conversion of a coronavirus-related distribution? It would be nice if you could, as that would allow you to spread the
Five Coronavirus-Related Distribution Bombshell Revelations From IRS Notice 2020-50
The IRS provides answers to some key questions about coronavirus-related distributions from IRAs, 401(k)s and other eligible retirement plans; and expands qualification for it, by
The Top 8 Must Know Rules For COVID-19 RMD Waivers Under The CARES Act
RMDs are waived for most retirement plans for 2020, which affects other rules including rollovers. For advisors, knowing how these rules affect their clients can
IRS Announces IRA and Plan Limits for 2020
The IRS issued Notice 2019-59 in which they provide retirement plan limits for 2020. Only some of the limits were changed from those that were in effect
Can You Make an IRA Contribution for a Deceased Spouse?
What happens if a spouse dies during the year and you want to make an IRA contribution? Common Question: Can I make an IRA
5 Steps To Choosing Between A Roth IRA And A Traditional IRA Contribution
by Denise Appleby CISP, CRC, CRPS, CRSP, APA You have until April 15, 2019 to make your IRA contribution for 2018. Until then, one of