Retirement Planning

by Denise Appleby  During his 2014 State of the Union address, Pres. Obama directed the Department of the Treasury to create my Retirement Account “myRA”

by Denise Appleby Amounts you save in your IRA can be diminished by penalties and excise tax. For instance, failing to take required minimum distribution

by Denise Appleby Studies show that an increasing number of individuals are funding Roth IRAs. One of the primary reasons is the potential for tax-free

 by Denise Appleby CISP, CRC, CRPS, CRSP, APA The IRS issued IR-15-118, in which they provide retirement plan limits for 2016. Only some of the

by  Denise Appleby,CISP, CRC, CRPS, CRSP, APA Target audience: Financial and tax professionals December 31 is the deadline by which employers must adopt a calendar

A Quick and Dirty IRA Tip on How to Avoid the 50% Excess Tax for RMD failures Owners of IRAs and employer sponsored retirement plans(employer

by: Retirement Dictionary Staff If you are a breadwinner for your family, you have likely considered whether you need life insurance to replace your income,

by: Retirement Dictionary Staff As the results of numerous studies show, healthcare cost during retirement is one of the largest expenses for many retirees, often

by Denise Appleby Before January 1, 2010, anyone whose modified adjusted gross income (MAGI) exceeded $100,000, and/or whose tax filing status was married-filing-separately was ineligible

 by Denise Appleby CISP, CRC, CRPS, CRSP, APA The IRS issued IR-2014-99, in which they provide retirement plan limits for 2015. Only some of the