Back to Basics- Funding Your IRA
By Denise Appleby, Appleby, CISP, CRC, CRPS, CRSP, APA Funding your IRA on a regular basis can go a long way towards helping to ensure
Retirement Planning
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Send Your Tax Refund to Your IRA via Direct Deposit
by Denise Appleby If you are due a tax refund, you can have the IRS send the amount to your IRA as an IRA contribution
IRS Correction Procedures Addresses Correction for Failure to Adopt Written Plan for a 403(b)
By Denise Appleby, CISP, CRC, CRPS, CRSP, APA The IRS released Revenue Procedure 2013-12 on December 31, 2012, which includes correction procedures for 403(b) Plans.
How to Postpone RMDs for Traditional IRAs by Rollovers
By Denise Appleby, APA, CISP, CRPS, CRC, CRSP If you are at least age 70 ½ by the end of the year, you must take
How to Avoid RMDs by Converting to Roth IRAs
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IRS Announces IRA and Plan Limits for 2013
by Denise Appleby CISP, CRC, CRPS, CRSP, APA The IRS issued IR-2012-77, in which they provide retirement plan limits for 2013. Only some of the
Five Steps for Recharacterizing Your Conversion or IRA Contribution
By Denise Appleby October 15[i] is the deadline by which Roth conversions and Traditional/Roth IRA contributions[ii] for last year can be recharacterized. The deadline is
Estate Beneficiary of IRA: IRS Allows Transfers to Inherited IRAs for Beneficiaries of Estate
by Denise Appleby,CISP, CRC, CRPS, CRSP, APA In private letter ruling (PLR) 201208039, the estate of the deceased IRA owner was the named beneficiary of
Transfer of IRA to spouse under private agreement is not allowed
If you are required to share your retirement accounts with your spouse (or former) as a result of a divorce or legal separation, it should
IRS Announces Plan Limits for 2012
by Denise Appleby CISP, CRC, CRPS, CRSP, APA The IRS issued IR-2011-103, in which they provide retirement plan limits for 2012. The following are the
