403(b) Plans: Another Perquisite of Working for Non-Profit Organizations
By Denise Appleby, CISP, CRC, CRPS, CRSP, APA Private corporations in most cases offer better perquisites than those offered by non-profit organizations. However, one trade
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IRA Beneficiary Options Quick Reference
Traditional IRA Beneficiary Options Quick Reference for IRA owners who died before 2020 HIGH LEVEL SUMMARY Beneficiary IRA owner Dies Before the RBD IRA owner
NIA Calculation Worksheet for Recharacterization of an IRA contribution
Important: The Tax Cuts and Jobs Act of 2017 repealed the option to recharacterize Roth conversions, for Roth conversions done after 2017. As such, only
SEP IRA Vs SIMPLE IRA – Quick Reference Guide– 2008 and 2009
Small business owners, who like the simplicity and low administrative costs associated with simplified employee pension (SEP) IRAs and savings incentive match plan for employees
Wealth Decumulation / Asset Decumulation (Retirement)
Definition Using one’s assets to finance one’s retirement. Retirement wealth decumulation includes the spend-down of assets owned during retirement. This includes: Savings in retirement accounts
So Your Nest Egg Is Cracked! Now What? (Retiring When Your Nest Egg Has Lost Market Value)
by Denise Appleby CISP, CRC, CRPS, CRSP, APA The recent roller coaster-like performance of the securities market has left many investors coming up short with
Year-End Tips for Owners and Beneficiaries of Retirement Accounts
by Denise Appleby CISP, CRC, CRPS, CRSP, APA The end of the year is a busy period for investors, and sometimes, unless you make a
Book Review: Nine Keys to Winning Baby Boomers’ Assets at Retirement
Originally written April 2, 2009 by Denise Appleby CISP, CRC, CRPS, CRSP, APA As a retirement planning consultant to financial professionals/service providers, I am often
Using Traditional IRAs to Benefit Charities: by Frank Metrusky
A tax-infested IRA can be the best asset to leave to charity. Read this article to find out why. ( click on link) sites/rd.webchuckhosting.com/files/file/TraditionalIRAstoCharity080709.pdf
Protecting Estate, Assets and Loved Ones:
by Denise Appleby CISP, CRC, CRPS, CRSP, APA Planning for what happens with assets after death is not on most individuals’ list of favorite things
