Retirement Planning

Originally written April 2, 2009 by Denise Appleby CISP, CRC, CRPS, CRSP, APA As a retirement planning consultant to financial professionals/service providers, I am often

A tax-infested IRA can be the best asset to leave to charity. Read this article to find out why. ( click on link) sites/rd.webchuckhosting.com/files/file/TraditionalIRAstoCharity080709.pdf

by Denise Appleby CISP, CRC, CRPS, CRSP, APA Planning for what happens with assets after death is not on most individuals’ list of favorite things

by Denise Appleby CISP, CRC, CRPS, CRSP, APA Designating a beneficiary is one of the most important administrative steps that should be taken with retirement

by Denise Appleby, CISP, CRC, CRPS, CRSP, APA Generally, taxable distributions from IRAs, qualified plans or 403(b) accounts are subject to a 10% excise tax

By: Denise Appleby, CISP, CRC, CRPS, CRSP, APA Retirement account owners and beneficiaries may need to withdraw a minimum amount from their retirement accounts by

Denise Appleby, CISP, CRC, CRPS, CRSP, APA. H.R. 7327, the Worker, Retiree, and Employer Recovery Act of 2008 (WRERA) was signed into law on December

by: Denise Appleby, CISP, CRC, CRPS, CRSP, APA Calculating your required minimum distribution (RMD) amount might seem like a simple process.  Consider for instance that in

by: Denise Appleby, CISP, CRC, CRPS, CRSP, APA Individuals often miss their required minimum distribution (RMD) deadline or fail to withdraw amounts sufficient to meet

by Denise Appleby, CISP, CRC, CRPS, CRSP, APA Every year, retirement account owners and beneficiaries miss the deadline for taking their required minimum distribution (RMD).